California Real Estate/Foreclosure Lawyers
Currently Attorney Christopher R. Lucas is offering a much-needed low cost consultation regarding loan modifications, short sales, or other practical foreclosure questions, for a flat fee. Contact Chris for a confidential office appointment: 925-265-8964.
TO CLIENTS IN FORECLOSURE — CONSIDERING YOUR OPTIONS
The often perplexing questions: does the client in difficulty with an underwater property accept the lender's proposal? If not, what are the REALISTIC options for a short sale, walk away, or of delay in the foreclosure process to marshal savings? What are all the options? Since not all home loans are no recourse, and not all modifications are feasible, Chris provides the help that clients need to sort it all out. Chris has not seen many beneficial modifications, but recently, the pickings are better, and some modification opportunities seem much more favorable, with monthly principal reduction incentives. The loan modification environment and foreclosure situation changes and only someone like Chris who stays current with the issues day in and day out knows the answers that the client needs.
FOR CLIENTS SEEKING TO FORECLOSE ON NOTES
In the current times, individuals who have made loans secured by deeds of trust should consider foreclosure by an attorney. Attorney Christopher R. Lucas strongly advises this as the safest route compared to nonjudicial foreclosure by a trust deed service, for certain cases in particular.
The judicial foreclosure protects the lender from corruption in the bidding process, and for junior notes the judicial method is safer and offers much better protection. Any disputes can be ironed out and settled, whether of priority or to prevent last minute legal
claims by the borrower.
Chris has done very well for his clients who hold secured notes, important investments which should be handled in detail with disputes dealt with by a stipulation to judgment for sale.
We provide a confidential consultation to all clients. Contact us or call us at 925-265-8964 to schedule a meeting with our California workplace accident attorneys. We are available to meet with you Monday through Friday, between 8:30 a.m. and 5 p.m. Evening and weekend appointments can be arranged upon request.